top of page

Dekalb Homebuyer Program

The First Time Homebuyer's Program provides funds to assist homebuyers with costs associated with the purchase of a home in DeKalb County, Georgia

Program Highlights

• Borrowers can receive $5,000 to $8,000 towards the purchase of a home.

• First-time homebuyers and those who have not owned a home during the last three years are eligible.

• The program requires at least 60 days to process your information.
• Homes must be up to all DeKalb County codes at the time of purchase.
• No condos or townhomes


• Applicants must first attend a workshop with one of the HUD approved counseling agencies.
• Must buy
 a single-family detached home anywhere in DeKalb County, outside the city limits of Atlanta.
• The purchase price of the home cannot exceed $160,000.
• Buyers must contribute 1% of the total purchase price. (Ex: $160,000 x 1% = $1,600)

Credit & Payment Assistance Amounts

•Eligible applicants with credit scores of 620 or above can receive $8,000 toward their down payment and closing cost.

•Eligible applicants with credit scores of less than 620 can receive $5,000 to assist with down payment and closing cost.

•Applicants who improve their FICO credit scores to 620 or higher within a 12 month period, can receive an additional $3,000 toward down payment and closing cost. The total amount cannot exceed $8,000

Maximum Annual Income Limits

• Household of 1    - $37,150       

• Household of 2    - $42,450      

• Household of 3    - $47,750

• Household of 4    - $53,050      

• Household of 5    - $57,300      

• Household of 6    - $61,550

• Household of 7    - $65,800      

• Household of 8+  - $70,050

Please reload

Atlanta real estate

If you are ready to start the process for this program, simply click here. If you have any questions, click here or text us to talk now at (404) 969-5422

bottom of page